Terms and Conditions of Use

Effective Date: August 17, 2026

Business Name: Simple Concepts Trading LLC

Websites: simpleconceptstrading.com and go.simpleconceptstrading.com

Jurisdiction: State of Texas, United States

1. Acceptance of Terms

By accessing or using the websites operated by Simple Concepts Trading LLC ("we," "our," or "us"), including any free or paid content, services, or features, you ("you" or "User") agree to be bound by these Terms and Conditions, our Privacy Policy, and our Disclaimer, each of which is incorporated here by reference. If you do not agree to these terms, do not use the websites.

2. Services Offered

We provide educational content, which may include:

  • Recorded video lessons and downloadable materials
  • Live group coaching sessions
  • One-on-one coaching sessions
  • Community group access
  • One-time purchase courses and workshops
  • Longer coaching programs sold as a single enrollment

These services are intended solely for educational purposes. They do not constitute financial, investment, tax, or legal advice, and we are not a registered investment adviser or broker-dealer.

3. User Eligibility

Our services are designed for adults aged 18 or older. By using our services, you affirm that you are at least 18 years old. We do not knowingly collect data from users under the age of 18.

All services are provided in English and require basic computer literacy.

4. Account Registration

To access certain features, you must register an account by providing your name and a valid email address. You are responsible for maintaining the confidentiality of your login credentials and for all activity under your account.

Sharing login credentials or account access with others is strictly prohibited and may result in suspension or termination of your account without refund.

5. Purchases and Payment Terms

We offer free content and paid services. Paid services are sold as one-time purchases. Prices are stated in US dollars and are shown at the point of purchase.

All payments are processed by our third-party payment provider, Easy Pay Direct. We do not store or handle your card details.

If a paid service is ever offered on a recurring or installment basis, the billing frequency, the amount, and the cancellation method will be disclosed to you at the point of purchase before you are charged.

6. Refunds

Refund terms depend on the product purchased and are stated at the point of purchase. The terms in effect are:

  • Courses and workshops sold as one-time digital purchases. You may request a full refund within 30 days of purchase, for any reason, by emailing [email protected]. No explanation is required.
  • Coaching programs. Coaching programs are sold with a completion guarantee rather than a refund guarantee. The specific guarantee, including what you must do to qualify for it, is set out in writing at the point of purchase and forms part of your agreement with us. Unless the offer you purchased states otherwise in writing, coaching program fees are non-refundable once the program has begun.

Where the written terms of a specific offer differ from this section, the written terms of that offer control.

7. Delivery and Fulfillment

Upon payment or registration:

  • Digital content is made available for immediate access, or delivered by email to the address you provided.
  • Coaching sessions are scheduled after purchase using the booking instructions sent to you by email.

If you do not receive access within 24 hours, contact [email protected] and we will resolve it.

8. User Conduct

By using our websites, you agree not to:

  • Share or distribute your login credentials
  • Reproduce, duplicate, resell, or distribute our content
  • Record, transcribe, or republish live sessions without written permission
  • Harass, threaten, or abuse other members or staff
  • Use our services for any unlawful or unauthorized purpose

Violation of these rules may result in immediate suspension or termination of your account.

9. Intellectual Property

All website and program content, including videos, PDFs, graphics, trademarks, course materials, and written materials, is the sole property of Simple Concepts Trading LLC. You may not copy, reproduce, resell, or distribute any part of the content without our express written permission.

You receive a limited, personal, non-transferable, non-exclusive license to access and use purchased content for your own education. That license ends if your account is terminated for a violation of these Terms.

10. Educational Purpose, Risk, and Results

We do not provide financial advice. All content is educational. We are not a registered investment adviser, broker-dealer, or financial planner. Nothing on our websites or in our programs is a recommendation to buy or sell any security.

Trading involves substantial risk. You can lose money, including the possible loss of your entire investment. Past performance, whether ours or a student's, does not guarantee or indicate future results.

Results are not typical and are not promised. Any trade examples, testimonials, case studies, or account results we share reflect the experience of specific individuals under specific conditions. They are illustrations, not averages, and they are not a promise or guarantee that you will achieve similar results. Your results depend on factors we do not control, including your capital, your risk tolerance, market conditions, and whether you follow the material.

You are responsible for your own decisions. Any trade you place is your own decision and your own responsibility. We strongly recommend consulting a licensed financial professional before making investment decisions.

Please also review our full Disclaimer, which is incorporated into these Terms.

11. Disclaimer of Warranties

Our websites and services are provided on an "as is" and "as available" basis, without warranties of any kind, express or implied, to the fullest extent permitted by law. We do not warrant that the sites will be uninterrupted, error-free, or free of harmful components, or that any content is accurate, complete, or current.

12. Limitation of Liability

To the fullest extent permitted by law, Simple Concepts Trading LLC and its owners, employees, and contractors will not be liable for any trading losses, investment losses, lost profits, or any indirect, incidental, special, consequential, or punitive damages arising out of your use of our websites, content, or services, or your reliance on any material we provide.

To the fullest extent permitted by law, our total liability for any claim relating to our websites, content, or services will not exceed the amount you paid to us in the 12 months preceding the claim.

Your use of the sites is at your own risk.

13. Third-Party Links and Services

Our websites and content may link to third-party sites, brokers, platforms, or tools. We do not control them, we are not responsible for their content or practices, and a link is not an endorsement. Your dealings with any third party are solely between you and that third party.

14. Electronic Communications

By providing your email address, you consent to receive communications from us electronically, including transactional messages about your account or purchases and marketing emails about our services. You may unsubscribe from marketing emails at any time using the unsubscribe link in any email. Transactional messages relating to an active purchase may continue.

15. Account Suspension or Termination

We reserve the right to suspend or terminate any user account:

  • For violations of these Terms
  • For non-payment or chargeback disputes
  • If we determine that continued use poses legal or business risks

Termination for a violation does not entitle you to a refund.

16. Billing Disputes and Chargebacks

If you believe you have been charged in error, contact us first at [email protected] and we will review it promptly. Filing a chargeback without contacting us first may result in immediate termination of your account and access to purchased content.

17. Dispute Resolution

If a dispute arises, you agree to contact us first at [email protected] and to attempt to resolve the matter informally for at least 30 days before starting any formal proceeding.

If the dispute is not resolved, it will be brought exclusively in the state or federal courts located in Harris County, Texas, and you consent to the personal jurisdiction of those courts. Either party may bring a qualifying claim in small claims court instead.

To the fullest extent permitted by law, you waive the right to participate in any class action and the right to a jury trial regarding any claim related to the sites or services.

18. Governing Law

These Terms and any related disputes will be governed by and construed under the laws of the State of Texas, United States, without regard to its conflict of laws principles.

19. Severability and Waiver

If any provision of these Terms is found unenforceable, that provision will be limited or removed to the minimum extent necessary, and the remaining provisions will stay in full force. Our failure to enforce any provision is not a waiver of our right to enforce it later.

20. Assignment

You may not transfer or assign these Terms or your account to anyone else. We may assign these Terms in connection with a merger, acquisition, or sale of our business.

21. Entire Agreement

These Terms, together with our Privacy Policy, our Disclaimer, and the written terms of any specific offer you purchase, form the entire agreement between you and us regarding your use of our websites and services.

22. Changes to Terms

We may update these Terms from time to time. Changes will be posted on this page with an updated Effective Date. Continued use after changes constitutes acceptance of the new terms.

23. Contact Information

For any questions about these Terms or legal matters, contact:

Email: [email protected]

Simple Concepts Trading LLC 15201 Mason Rd, Suite 1000-151 Cypress, TX 77433 United States